Why am I doing this?
Because I’m a glutton for punishment.
I’m just kidding – sort of.
Looking forward to the holidays, I always end up feeling a bit overwhelmed. There is so much do to, bake, see, and BUY. Between gifts, baking extra goodies, sending out holiday cards, parties, buying an extra pair of gloves (I lose mine all the time), and all the extra coffees while I’m out shopping, it adds up. There is also so much pressure to “keep up” with everyone else during the holidays.
I doubt I’m alone in this. Many of us feel financial fatigue come January, which is a terrible way to start off the new year. This year, I’m trying to cut out at least some of the holiday spending – especially in November. I find that if I only give myself a short window to holiday shop, I can’t go overboard.
What are the ground rules?
While it would be ideal to go fully no-waste, 100% no-spending this month, that’s not realistic for me. I need to eat, after all! So instead of saying “don’t spend any money at all,” I’ve set some ground rules for myself this month:
Stay off of my Amazon account
Amazon is the devil for impulse spending. It’s so easy to go on there to order more moisturizer, and end up with a $100 order of god-only-knows-what. I have to use Amazon for my job, but I’m determined not to log into my actual account, so it’s less tempting to shop while I should be working.
Unsubscribe From Marketing Emails
Another project I have set for this month is to clear out my inboxes of marketing-heavy emails. I’ve signed up for way too many newsletters and product affiliate email chains over the past year. Now my inbox is flooded with ads, coupons, and other super-tempting marketing messages. Instead of hopping on Nasty Gal to dream of clothes I’m 10 years too old to pull off, I gotta hit the unsubscribe button.
no Beauty-Related Purchases
You have enough of that shit, Heather. Use what you’ve got.
I know I’m not alone in this one, either. I don’t need a dozen different lipsticks – I barely wear it anyway. So for this month, I’m determined to use what I have and hopefully fall back in love with some old favorites. I also got some new samples this month to try out, and I’ll save those for days when I’m dying to go to Ulta!
Do More DIY Projects
I have a few sitting around the house I haven’t started yet. Instead of shopping online for the perfect pair of loafers, I plan to spend the month on getting things done around the house. This should be easy to pull off without spending any extra!
Sell Some of Your Shit
I signed up with ThredUp recently, and hope to donate/sell some of my summer clothes I didn’t wear this year. My hope is to use that money to update my winter wardrobe without spending a dime this month!
There are exceptions
There is no way I can survive November without spending any money. So to make things more manageable and realistic, I’m allowing myself a few exceptions:
- One day each week, I get to have a coffee at my local cafe during my “work out of the house day.” Working at home every day is not good for my sanity, so I consider this a “work necessity.”
- Limit “extra” grocery trips to once a week. Instead of going every other day for extra ingredients for dinner or whatever, I need to plan better so I don’t have to do this.
- Black Friday / Cyber Monday is going to be a “cheat day” for me. I do plan to get a holiday gift list ready to go, so all I have to do is pop online and buy whatever I need to. No extra spending on myself – only for others!
What are my goals for #NoSpendNovember?
Taking on a no-spending challenge sounds daunting for me, but I hope it’ll feel worth it at the end! There are a few things I’m hoping to take away from this experience:
More Money at the end of the month (duh)
Of course, the idea behind this is to have a little extra money at the end of the month that I can put towards bills, holiday stuff, or just to toss in my savings account and leave it be. The idea is to be able to enjoy the holidays without worrying about my bank account so much.
Combatting boredom spending
Yeah…I go shopping when I’m bored. Sue me. This month I’m hoping to break the cycle of going out shopping when I’m bored or need a break. Working from home is great, but sometimes being cooped up at home for too long drives me nuts. So for this month, I will try to find no-cost alternatives to shopping when I’m dying for something to do. Look out for a post on that soon!
Make use of what I already have
I’m super guilty of wanting to buy things instead of looking to see if I already have them. Do I need another throw blanket? Candles? Another pretty notebook? No…I have plenty of that shit. I also have things in my closet that I don’t wear because I need to fix them, home decor projects I just need to get done, and more bottles of shampoo than is reasonable. Instead of going through a de-cluttering rampage in January, I want to use up what I have so there is less to deal with in the first place.
Whew! That’s a lot to take in for the coming month!
Come back here every Monday this month for some #NoSpendNovember challenge ideas! I’ll also be sharing my ideas on Instagram (check out for the hashtag #NoSpendNovember!)